Terms of Use
These Terms of Use (the "Terms") constitute a legally binding agreement between you ("User", "you") and GROWTHFACTORY MARKETING - FZCO ("Company", "we", "our", "us"), governing your access to and use of the website https://onlinetarot.net/ (the "Website") and any digital services, content, subscriptions, or applications provided therein.
By accessing or using the Website in any capacity, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must refrain from using the Website.
SERVICE DESCRIPTION
- The Website provides AI-generated tarot readings for personal reflection, entertainment, and self-exploration purposes only.
- All content, including card interpretations and automated responses, is generated by artificial intelligence and does not constitute professional, legal, medical, or psychological advice (see Section 8).
- Access to readings is provided exclusively through a paid subscription plan. A 7-day free trial period may be available for new users, after which charges will automatically apply unless the subscription is canceled before the end of the trial.
ELIGIBILITY
- By using the Website, you represent and warrant that you:
- are at least 18 years old, or the age of majority in your jurisdiction, whichever is greater;
- are legally capable of entering into binding agreements;
- are authorized to agree to these Terms and use the Website on your own behalf or on behalf of another person or entity;
- are not otherwise barred from using the Service under applicable law.
- You acknowledge and agree that:
- You are responsible for preventing minors from accessing the Website using your devices, account credentials, or payment methods.
- We are not liable for any unauthorized use or purchases made by minors using your credentials or payment details.
ACCOUNT AND SUBSCRIPTION
- In order to access certain features of the Website, you may be required to create an account. When creating your account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
- Before subscribing, users may access a limited number of free tarot readings — including one without registration and two additional readings upon account creation. To access full functionality, including unlimited AI-generated tarot readings and other exclusive features, a paid subscription is required.
- Subscription options, trial availability, pricing, and plan details are displayed on the Website and may vary from time to time.
- By subscribing, you authorize us and our payment processor to charge your chosen payment method on a recurring basis, as outlined in the subscription offer displayed at the time of purchase.
- All charges are in U.S. dollars and may change with notice.
- You agree to maintain accurate and current account and payment details.
- Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. You can cancel anytime via your account settings. No refunds are given for mid-cycle cancellations.
- Deleting your account or leaving the Website does not cancel your subscription. You must manually cancel it.
- Subscriptions are non-transferable and may only be used by the original purchaser. You may not share or resell your subscription or login credentials.
- Unused features or time do not roll over to the next billing cycle. Subscriptions are not redeemable for cash unless required by law.
- If your payment fails, we may attempt to process it again. After multiple failures, access may be suspended until payment is resolved. If unresolved for over 10 days, your subscription may be terminated.
- Subscription fees are non-refundable unless required by law. All subscriptions are subject to our Refund Policy.
- By subscribing, you agree to the terms, billing policies, and plan-specific conditions shown at checkout.
INTELLECTUAL PROPERTY
- All content and materials on the Website, including but not limited to tarot reports, text, graphics, user interfaces, images, software code, videos, and AI-generated content (collectively, "Content"), are the intellectual property of the Company or its licensors and are protected by copyright, trademark, and other applicable laws.
- You are granted a limited, non-exclusive, non-transferable license to access and use the Website and its Content solely for personal, non-commercial purposes. This license does not transfer any ownership rights.
- You agree not to reproduce, modify, publish, transmit, distribute, display, reverse-engineer, decompile, disassemble, scrape, or otherwise exploit any Content from the Website without prior written permission from the Company.
- All trademarks, service marks, logos, and trade names displayed on the Website are the property of the Company or third parties. You may not use any of these without prior written consent from the respective owner.
- Downloading, printing, or saving materials from the Website does not grant you any rights or licenses to use such materials outside the scope of personal use.
USER-GENERATED CONTENT
- The Website may allow users to submit, post, upload, or otherwise make available text, images, messages, or other content ("User Content").
- By submitting any User Content, you represent and warrant that:
- you are the sole owner of the User Content or have all necessary rights, licenses, and permissions to share and authorize its use as described;
- your User Content does not infringe on any intellectual property, privacy, or other rights of any third party.
- You retain ownership of your User Content. However, by submitting it, you grant the Company a worldwide, non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, display, and otherwise utilize your User Content for any purpose, including marketing, promotion, syndication, or redistribution across media channels.
- You acknowledge and agree that:
- your User Content may be visible to other users;
- the Company has the right (but not the obligation) to review, remove, or modify any User Content at its sole discretion;
- we are not responsible for User Content posted by you or others and make no guarantees regarding its accuracy, integrity, or quality.
- You agree not to submit User Content that is unlawful, offensive, misleading, defamatory, harassing, threatening, or otherwise violates these Terms or applicable law.
USER CONDUCT
- You agree to use the Website only for lawful, personal, and non-commercial purposes, and to behave respectfully and responsibly while accessing our services.
- You must not:
- Use the Website in violation of any applicable laws or regulations;
- Attempt to gain unauthorized access to the Website, its systems, or other user data;
- Interfere with or disrupt the functionality, performance, or security of the Website;
- Use the Website for any commercial, political, or religious solicitation without prior written permission;
- Engage in activity that damages, degrades, or tarnishes the reputation of the Company or the Website;
- Attempt to reverse-engineer, decompile, disassemble, or modify the Website or its content in any form;
- Infringe on the intellectual property or other rights of the Company or any third party.
- For rules governing the publication of content on or through the Website, including what may and may not be submitted, please refer to Section 5 (User-Generated Content).
- We reserve the right to monitor user activity and suspend or terminate your access to the Website at our sole discretion if you violate these Terms or any applicable laws.
PAYMENTS AND REFUNDS
- All subscription charges are displayed in U.S. dollars and processed via third-party payment providers. You are responsible for ensuring that your billing information is accurate and up to date.
- If your payment method fails, we may attempt to process the transaction again. After multiple failed attempts, access to paid features may be suspended until full payment is received.
- Refund Policy
- Subscription fees are generally non-refundable. However, refunds may be issued in limited cases, such as:
- duplicate payments;
- technical errors that prevent access to the service.
- Refund requests must be submitted within 14 days of the original charge and will be reviewed on a case-by-case basis.
- The Company reserves the right to adjust pricing, billing cycles, and plan offerings. Any changes will be communicated in advance, and continued use of the service after changes take effect constitutes acceptance of the new terms.
DISCLAIMER OF WARRANTIES
- The Website, its services, and all related content are provided "as is" and "as available", without warranties of any kind, either express or implied. We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- All tarot readings, oracle messages, and related content available on the Website are provided for entertainment and general information purposes only. They do not constitute and are not intended as professional advice of any kind, including medical, legal, financial, psychological, or psychiatric guidance.
- You acknowledge that the Company does not provide any licensed therapeutic, diagnostic, or clinical services. If you are experiencing distress, mental health issues, or require professional advice, you agree to seek support from qualified professionals in your jurisdiction.
- The Company does not warrant that the Website will meet your expectations, be uninterrupted, secure, error-free, or that any defects will be corrected. You use the Website and all content at your own discretion and risk.
- The Company does not guarantee the accuracy, completeness, or usefulness of any content provided through the Website. You are solely responsible for interpreting and acting upon such content, and for any decisions made as a result.
- Specifically, we do not guarantee that:
- the Website will meet your expectations or specific requirements;
- the Website will be uninterrupted, secure, or error-free;
- any errors will be corrected;
- the results obtained will be accurate, timely, or reliable;
- the content or features will be suitable or relevant for your personal situation.
LIMITATION OF LIABILITY
- To the fullest extent permitted by applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your access to or use of the Website, including but not limited to:
- reliance on AI-generated content;
- loss of data, profits, revenue, or business opportunities;
- technical failures, interruptions, or service unavailability;
- unauthorized access to your data or transmissions;
- issues caused by third-party hardware, software, or services beyond our control.
- In no event shall the total liability of the Company exceed the amount paid by you to the Company in the three (3) months preceding the event giving rise to the claim. If no payment was made, our maximum liability shall not exceed one hundred U.S. dollars (USD $100) or the minimum amount required by law, whichever is higher.
- The Company is not liable for any defects or limitations resulting from third-party platforms, operating systems, device incompatibilities, or software updates beyond its control.
- You agree that these limitations represent a reasonable allocation of risk and form an essential part of the agreement between you and the Company. If you do not accept these terms, you must discontinue use of the Website.
- Under no circumstances shall the Company or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses resulting from:
- your access to or use of the Website;
- your inability to access or use the Website;
- unauthorized access, use, or alteration of your content or account;
- any bugs, interruptions, or performance failures.
- You are solely responsible for maintaining and backing up your own data and device settings. Any material downloaded or accessed through the Website is done at your own risk.
- Some jurisdictions do not allow limitations on liability for incidental or consequential damages. In such cases, these limitations apply to the maximum extent permitted under applicable law.
THIRD-PARTY SERVICES AND LINKS
- The Website may contain links to third-party websites, applications, tools, or services that are not owned or controlled by the Company. These may include payment processors, external platforms, or AI infrastructure providers.
- You acknowledge and agree that the Company is not responsible for:
- the content, availability, or accuracy of any third-party websites or services;
- any terms, policies, or practices of such third parties;
- any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on such content or services.
- The inclusion of any third-party links or integrations does not imply endorsement, sponsorship, or affiliation by the Company.
- You access and use third-party services at your own risk and are solely responsible for reviewing and complying with their terms of use and privacy policies.
- The Company shall not be liable for any issues arising from your interactions with third-party providers, including billing errors, data handling practices, service interruptions, or security breaches.
MODIFICATIONS AND CHANGES TO TERMS
- The Company reserves the right to modify, update, or replace these Terms at any time. We will make reasonable efforts to notify users of material changes, such as by posting a notice on the Website or via email.
- The most current version of the Terms will be available on the Website with the effective date indicated at the top of the page. Continued use of the Website after changes to the Terms constitutes your acceptance of the revised Terms.
- If you do not agree to the updated Terms, you must stop using the Website and cancel any active subscriptions.
- If the changes include material modifications that significantly impact your rights or obligations, we will provide prior notice where required by law and may request your explicit consent before continuing to use the Service.
INDEMNIFICATION
- You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, contractors, licensors, affiliates, and agents from and against any and all claims, liabilities, damages, losses, expenses, or fees (including reasonable attorney's fees) arising out of or in any way connected with:
- your use of the Website;
- your violation of these Terms;
- your infringement of any third-party rights, including intellectual property or privacy rights;
- any content you submit or actions you take through the Website.
GOVERNING LAW
- These Terms are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of the IFZA Free Zone, Dubai, UAE.
- You waive any objection to jurisdiction or venue and agree not to bring any claim in any other forum.
- You waive any objection to jurisdiction or venue except where such waiver is prohibited by applicable law.
SUSPENSION OF SERVICE
- The Company reserves the right to suspend, disable, or terminate your access to the Website at any time and for any reason, including but not limited to:
- suspected violation of these Terms;
- suspected fraudulent or abusive activity;
- technical or security concerns;
- legal or regulatory obligations.
- Suspension may occur with or without notice and may be temporary or permanent. The Company shall not be liable for any loss or inconvenience resulting from such suspension.
USE OF OPENAI SERVICES
- The Website may use services powered by OpenAI or other third-party AI providers. By using the Website, you acknowledge and accept that:
- certain responses are generated by artificial intelligence and may not be accurate, complete, or appropriate;
- you use AI-generated content at your own discretion and risk.
- Service Operation: We employ artificial intelligence ("AI") features in the Services ("AI-powered feature"). OpenAI LLC ("OpenAI") develops and provides the AI technology powering this feature. Responses generated from user inputs are based on metadata processed on OpenAI's servers. Due to the nature of machine learning, responses may not be unique, and the AI-powered features might produce similar outputs for different users.
- OpenAI Terms: By using the AI-powered features, you agree to comply with OpenAI's Terms of Use, available at: https://openai.com/policies/terms-of-use. The feature is accessible in jurisdictions listed here: https://platform.openai.com/docs/supported-countries.
- Accuracy Disclaimer: The Company does not guarantee the accuracy, reliability, or appropriateness of AI-generated responses. Due to the probabilistic nature of machine learning, these responses may sometimes be incorrect, biased, or misleading. You are solely responsible for evaluating and verifying the information before relying on it.
COMMUNICATION AND NOTICE
- By using the Website, you agree that the Company may contact you electronically for essential service-related purposes, such as transactional updates, security notifications, system alerts, changes to these Terms, or modifications to policies.
- Marketing or promotional communications will only be sent to you if you have provided your explicit consent (opt-in), in accordance with applicable data protection and electronic communications laws, including the General Data Protection Regulation (GDPR) and the ePrivacy Directive. You may withdraw your consent and unsubscribe from promotional communications at any time by following the instructions included in each message.
- We may deliver notices by posting them on the Website, sending them to your email address, or through other reasonable electronic means. Such notices will be deemed received as of the date they are sent or published.
- You are responsible for maintaining accurate and up-to-date contact information and for checking your email and/or account dashboard for important notices.
- Users located in the European Union have additional rights under applicable data protection laws.
ASSIGNMENT
- You may not assign, delegate, or transfer your rights or obligations under these Terms without prior written consent from the Company.
- The Company may freely assign or transfer these Terms, including to a successor in the event of a merger, acquisition, or other corporate restructuring, without restriction or notice.
SEVERABILITY
- If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable from these Terms and shall not affect the validity or enforceability of the remaining provisions.
TERMINATION
- The Company reserves the right to terminate or suspend your access to the Website, Services, or account at any time, with or without notice, for any reason, including but not limited to:
- breach of these Terms;
- suspected fraudulent, abusive, or illegal activity;
- legal or regulatory requirements.
- Upon termination, your right to use the Website and any associated Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
- If you wish to terminate your subscription, you must do so through your account settings prior to the next billing cycle. Deleting your account or uninstalling the Website does not cancel your subscription.